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Hanoi (VNA) - Beginning March 3, 2018, persons who are between 15 and 18 years old can open debit cards, credit cards and prepaid cards without the need to provide proof of income’s sources, according to the State Bank of Vietnam. Moreover, persons who are from 6 to 15 years old can create debit cards associated with their parents’ and guardians’ accounts. The new decree left some parents confused about how they would control their children’s spending. Ngoc Mai in Ba Trieu district told Lao dong (Labour) newspaper that she found the policy infeasible. “I will never let my children open credit cards with overdraft lines when they are under 18 years old as I do not know what they’ll spend,” she said. Sharing the same concern, Nguyen Son in the downtown district of Hoan Kiem in Hanoi said that persons between 15 and 18 were not able to manage their personal spending. “At that age, the management and supervision from parents and … [Read more...] about New policy supports kid credit cards

The above requirements required Hertz to have a team of professional and flexible chauffeurs who had mastered the area, could work well in a team and strictly followed the plan. More importantly, to support the Secret Service, the chauffeurs were required to be good at English communication and excellent at problem solving. … [Read more...] about Top-of-mind Car Rental brand among multinational companies

Furthermore, the growing use of AI will continue to fuel new products and services in payments and have a significant impact on society. However, it will also introduce tremendous challenges due to its potential use by threat actors. History shows that good intentions can be manipulated by nefarious individuals and groups. For example, the internet splintered to become the surface web, dark web, and deep web; and social media is being used beyond its original intent to simply connect friends and family. The challenge of AI next year and beyond will require a collective effort across industries to limit the darker side of the technology to ensure it is used to deliver opportunities and improvements to society. … [Read more...] about Securing the country’s digital payments future

“[Caracciolo] didn't check the transaction until he returned to Australia and received his bank statement, which claimed his cards were swiped eight times at Nightfall charging him a total of AUD39,429, equivalent to VND683,150,000,” Kim Yen alleged in the complaint. … [Read more...] about Saigon restaurant accused of charging Australian $30,000 for dinner

At the end of the fiscal year 2019, SeABank exceeded all business targets set at the General Meeting of Shareholders early in 2019 with an experienced impressive growth compared to 2018, specifically as follows: Profit before tax reached VND 1,390.69 billion, an increase of VND 768.26 billion, up 123.4% YoY; Total assets reached are VND 157,398 billion, a 12.0% YoY increase; Total outstanding loans in Market 1 reached VND 98,613 billion, a 17.5% YoY increase; Total mobilization of Market 1 reached VND 95,727 billion, climbed 13.5% YoY. Total net non-interest revenue reached VND 2,316 billion, accounting for 44% of the Total net revenue; Capital adequacy ratio as prescribed in Circular 41/2016 of State Bank of Vietnam is 11.6%; Capital adequacy ratio level 1 reached 9%; Cost to income ratio (CIR) stood at 38.5%. Profitability ratios continued to improve sharply. Return on average assets (ROA) and return on average equity (ROE) were 0.75% increased by 120.6% and 12.03% increased by 61.7% … [Read more...] about SeABank achieves impressive growth in 2019