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Vietnamese family traditions notwithstanding, the old need solid policy support

April 21, 2021 by e.vnexpress.net

Andrew Lam.

Andrew Lam

Her short-term memory has been rendered almost non-existent.

“Why have you not called me for so long?” she asked me on the phone. “No one remembers me, no one cares if I die,” she breathed out. I felt the resentment in her voice.

“Mom, I called you three days ago,” I said.

“Liar. You did not call me, you did not,” she snapped back.

But I did call her. I call her frequently, in fact. She just can’t remember it.

Alzheimer’s has left my 88-year-old mother a mere shadow of her former self. It has loosened her grasp on reality, making her spiral down into paranoia.

In the last two years since I returned to Vietnam for work, I have not been able to go back to the U.S., but I remember to call my mother every day. My siblings still visit her at a nursing home in Fremont, but she still feels abandoned. As the disease progresses, she doesn’t even realize that her children haven’t forgotten her and still see her as often as they can.

The beautiful, energetic Hanoian woman I once knew has now been reduced to a frail and morose figure. The life she once lived, as if no longer her own, has been slipping away, piece by piece. Only memories of the most distant past remain.

I have opened her journal and copied the lines onto a computer. When the diagnosis came, my mother, knowing the days she had left with her treasured memories were numbered, decided to record them all before everything faded away – her life, the life of an immigrant, one half back in Vietnam and the other here in the U.S.

“The phone rang. I picked up. This is that woman in Los Angeles, who has diabetes and just had her leg sawn off. Another ring. This guy in Georgia had lung cancer, with only months left to live. We were best friends back in Vietnam. But someone my age, how can I possibly visit them when we’re miles apart? How can one even imagine calling their best friends as they lie dying in the hospital, only to say we’re sorry that we couldn’t see them one last time? And yet I do it every month.”

America’s a heaven for the young. There’s everything for them: toys, movies, amusement parks. But for the old? There’s nothing but loneliness.

Back in Vietnam, mother once said she never thought about living anywhere else but her homeland. “We live and die where our forefathers lived and die. Our families, lineages and loved ones are all here and nowhere else,” she said.

When we moved to the States, however, we shed our old ways of life as well. And as age catches up with us, so do our losses: friends, families, mobility, even our own minds.

Both my grandmothers spent years in the same nursing home before they passed in their 90s. My mother used to take buses to visit them every day, even though she had a day job. The nurses there often told her how blessed my grandmothers were to have someone visit them so often. “That’s how the Vietnamese live,” she responded.

Many of the other elderly people in that nursing home didn’t have someone visiting them regularly. I remember seeing old grannies on their wheelchairs casting their eyes towards the gates, waiting for someone, day after day, but no one ever came. An old lady told me she always looked forward to her son stepping foot inside the home, but he never did.

Even at a young age, my mother knew the fate that awaits the old in America.

“In the winter afternoons I often watch the leaves die on tree branches, and my heart goes astray. I think of the world I once knew, that is long gone, like streams of incense smoke carried away by the wind. I think of my hometown, of Tet in Saigon, the weddings, the trips, the family reunions. Everyone was there, the children running around, while adults chattered about life… I long for those days in the past.”

I read my mother’s entries as I wait for the flight back to the U.S. this May. My father died a couple months ago, and I could only attend his funeral online. But now I know I need to get back to my mother as soon as possible. Now my home is wherever my mother is.

I will not tell her that her dearest homeland Vietnam is on its way to becoming one of the fastest aging countries in the world; that there are many other elderly people left behind in their own homes as their offspring move to the cities; and that the strings that tie families together, thought to be unbreakable, are more frayed than ever.

An old woman collects trash in Hanoi, February 2018. Photo by VnExpress/Ngoc Thanh.

An old woman collects trash in Hanoi, February 2018. Photo by VnExpress/Ngoc Thanh.

I look at Mom and her friends in their nursing home and see my own future. A future I have yet to fully envision, whether I am in Vietnam or the States, once my twilight years come for me.

For many Vietnamese, family and community are core parts of their identity. I don’t expect all the elderly to eventually choose nursing homes like in the U.S.

But I know that the demand for elderly care in Vietnam will only rise from now. The thing is, Vietnam doesn’t have many good nursing homes right now, even if a lot of people are going to need them five, maybe 10 years down the line.

Vietnam can no longer rely completely on old family traditions to sustain and assist the old in facing the inevitable passage of time. The country needs stable, strong policies in place to provide the assistance needed.

*Andrew Lam is a Vietnamese-American author. His book “Birds of Paradise Lost” in 2013 won the PEN Oakland/Josephine Miles Literary Award. The opinions expressed are his own.

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The miraculous journey of a patient who was in hospital for 11 years

April 21, 2021 by vietnamnet.vn

In the last 11 years of his hemophilia treatment, Phan Huu Nghiem experienced 26 surgeries. His medical file has at least 65 medical records.

The miraculous journey of a patient who was in hospital for 11 years

Phan Huu Nghiem and his mother

On April 14, Nghiem was officially discharged from Cho Ray Hospital in HCM City. The hospital director came to meet him in person and say congratulations.Nghiem had been in the hospital longer than any previous patient.

In 2003, Nghiem, who was born in 1984, accidentally fell. The wound caused lasting bleeding and his hip bone, thigh bone and pelvis started to decay.

In 2010, Nghiem was brought to Cho Ray Hospital with severe inherited hemophilia. At that time, he used Factor VIII (FVIII) medication, a very expensive product. There was no other effective therapy for his condition.

Nghiem said that in 2014 the hematoma suddenly became pock-marked with holes like laterite, causing blood and pus to ooze out. Dr Tran Thanh Tung, head of the Department of Hematology, had to perform surgery to save the patient under the instruction of Nguyen Truong Son, who is now Deputy Minister of Health.

The major surgery was conducted with surgeons from three departments, Hematology, Urology and Orthopedic Trauma. Blood, pus and necrotic bones were removed totaling up to 3 kilograms. The necrotic mass was ingrained so deeply that when most of it was removed, the surgeons could see the patient’s intestines.

At that time, Nghiem’s abdomen was like a leather ball that had been gouged out and become empty, leaving a huge hole. Doctors tried to make a skin graft and use different methods to fill in the hole, but they failed. The wound caused a prolonged blood infection.

“I felt lighter after the surgery, because 3 kilograms of blood and pus were removed. Doctors told me that the incision would heal after one year. But it did not. They then once again told me to wait one year more. I kept waiting, but the incision was still the same. I did not ask about the incision in the third year and felt disappointed. I was just lying in the hospital and sometimes I wanted to give up,” Nghiem recalled.

Cho Ray Hospital doctors said that over the years they sometimes could not look at the mother’s eyes as they still had not been able to cure her son.

Nghiem stayed at Cho Ray Hospital for seven years after the first surgery. One day, as Nghiem and his mother felt homesick, they decided to catch a bus to return home. When he was carried into the house, blood gushed from the wound, and the bleeding could not be stopped.

Nghiem then had to return to HCM City. The driver had to drive as fast as he could all the way as he feared Nghiem might die halfway there because of bleeding. On that day, Nghiem began living in the hospital and only returned home during Tet holidays.

Nghiem’s life might have continued this way until his end of life if Dr Ngo Duc Hiep had not made a brave decision one day.

Hiep is head of the Department of Orthopedic Trauma and Burns. Not having the heart to see the patient living in such a situation, he decided to try a new costly therapy – fluid extraction with VAC method (Vacuum Assisted Closure).

All of the great efforts by the doctors and Nghiem were rewarded as the wound healed gradually.

Hiep said the dressing change alone requires a lot of patience. The bad odor from necrotic bone tissues spread throughout the room but medical workers never complained.

Nghiem’s wound eventually healed. However, due to the removal of the inflamed bone, he can only sit in a wheelchair or use crutches. He now has been officially discharged from the hospital.

“With this return, I will be able to live with joy,” Nghiem said.

According to the hospital, the 11-year treatment of Nghiem cost VND40 billion. Of this, VND38.3 billion was paid by health insurance. The remaining was paid by benefactors, responding to the call for help from Le Minh Hien, head of the hospital’s social work division.

Nghiem’s mother, Tran Thi Mai, has been next to her son for the last 11 years. Mai said she once lived on donated rice.

“They told me to feel free to have meals and help Nghiem in his treatment. They would ask for money from people to help me cover the expenses,” she said.

Cho Ray Hospital doctors said that over the years they sometimes could not look at the mother’s eyes as they still had not been able to cure her son.

Ca Linh

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SIF global programme for young social entrepreneurs returns in 2021

April 20, 2021 by www.vir.com.vn

Applications for YSE Global 2021 are now open until the end of April 25 (Singapore time), welcoming youths from Vietnam, and all parts of the world to embark on a journey to start or scale up their social enterprises.

The programme will start with the YSE Global Workshop, slated to take place during July-August 2021, comprising an intensive series of webinars and business clinics led by social entrepreneurs, thought leaders, and business strategists.

Participants will get to gain skills to become effective social entrepreneurs through workshop sessions on finance, marketing, and impact measurement. They will also get to interact with like-minded peers of different nationalities, gaining deeper cross-cultural understanding to make new friends and forge professional relationships. At the end, teams will present their business plans to a panel of judges and 15 teams will be shortlisted to proceed to the next phase of YSE Global.

sif global programme for young social entrepreneurs returns in 2021
Six social enterprise teams emerged as winners at the 2020 edition of the Singapore International Foundation’s Young Social Entrepreneurs Global programme. From left: (first row) Neurafarm (Indonesia) and Canfem (India); (second row) Jean Tan, SIF executive director; Safewheel (Bangladesh), Gabi (Hong Kong), SIF chairman ambassador Ong Keng Yong; (third row) International changemaker Olympiad (India) and Fempreneur Secrets (Singapore)

From September 2021 to February 2022, shortlisted teams will be mentored by leading business consultants from McKinsey & Company and global investment company Temasek International, and established entrepreneurs relevant to their sectors. The teams will have the opportunity to hone their business acumen, broaden their cultural perspectives, and tap on a global YSE Global alumni network of over 1,200 members. In March 2022, all teams will reconvene at the YSE Global Pitching for Change event. They will present their refined business plans to a panel of judges for a chance to receive seed funding of up to S$20,000 ($15,000).

YSE Global seeks to inspire, equip, and enable youth from different nationalities to start or scale up their social enterprises.

Now in its 12 th year, YSE Global seeks to inspire, equip, and enable youth from different nationalities to start or scale up their social enterprises. Through its growing network of more than 1,200 alumni from 525 social enterprises across 39 nationalities, SIF’s signature programme has enabled youths across the globe to harness the power of ideas, know-how, and resources to effect systemic and sustainable change for a better world.

“We have fond memories of SIF’s Young Social Entrepreneurs (YSE) Global programme in Singapore. As a young business focused on creating positive impact in Vietnam, the backing and inspiration we got from YSE was invaluable,” said Dang Cao Nam, co-founder of Cricket One, one of seven winning YSE teams in 2018 . “We gained relevant knowledge in running a social business and connected with like-minded peers from other countries. To Vietnamese youth who seek guidance and support in launching their social enterprise, we encourage you to seize this opportunity and be part of the global YSE ecosystem.”

sif global programme for young social entrepreneurs returns in 2021
From left: SIF chairman ambassador Ong Keng Yong presents YSE 2018 award to Nam Dang and Bicky Nguyen, co-founders of Vietnamese social enterprise Cricket One

Based on an impact study conducted on its 10 th year, 75 per cent of social enterprises grew from seed stage to startup stage and beyond after joining the YSE Global programme, with 70 per cent of shortlisted YSE alumni still active in creating positive social impact and 86 per cent of funded teams still in operation.

Ambassador Ong Keng Yong, SIF chairman, said: “At SIF, we believe in bringing people of different cultures together to inspire ideas and action for good. While we are unable to have YSE participants physically in Singapore this year, the digital platform offers new opportunities to nurture the energy, innovative spirit, and passion of young changemakers driven by a strong sense of social purpose. In current times of great economic, climate, and global health challenges, it is even more important that we accelerate the pace of social innovation.”

By Singapore International Foundation

Filed Under: Uncategorized Singapore International Foundation, SIF, YSE, digital, startup, Corporate, Singapore International..., global marketing programme, definition of social entrepreneur, what is social entrepreneur, what is a social entrepreneur, what are social entrepreneurs, what is social entrepreneurs, social entrepreneur definition, young entrepreneur magazine, business magazine for young entrepreneurs, young entrepreneur chamber of commerce, young entrepreneurs organisation, young successful entrepreneurs

Winners of National External Information Service Awards 2017 honored

April 20, 2021 by en.qdnd.vn

The 17 prizes comprise three first prizes, four second prizes, four third prizes and six consolidation prizes.

Vietnam News – the national English language daily, the Ethnic Minority and Mountainous Region Pictorial, and photojournalist Nhan Huu Sang of the Press Photography Department are among the first-prize winners.

Other first prizes were presented to individuals and groups from Thanh Nien (Young People) and Nhan Dan (People’s) newspapers, the Quang Ngai Radio and Television Station and the Vietnam Television.

The award, the fourth of its edition, also honored 15 second prizes, 18 third prizes and 27 consolidation prizes, in the categories of print newspaper and electronic newspaper in Vietnamese and foreign languages, radio broadcast, television broadcast, press photo and book.

The organizing board received 970 entries, up nearly 9 percent as compared with the previous edition, with 931 works qualified for the contest. They are made in 15 languages – Vietnamese, English, French, Russian, Chinese, Spanish, Bulgarian, Japanese, Korean, Indonesian, Lao, Khmer, Slovakian, German and Thai.

Of the entries, 22 come from foreigners. The others hail from press agencies and newspapers at both central and grassroots levels, and overseas Vietnamese.

The organizing board said the works have actively contributed to promoting the land, people and history of Vietnam to the world. They have touched upon political, economic, social and cultural lives of Vietnamese at home and abroad.

The works have reflected guidelines of the Party, policies and laws of the State, as well as Vietnam’s views and stance on regional and international issues in an accurate, timely and vivid way, while opposing false and distorted information about the country, the board said.

The ceremony saw the attendance of Deputy Prime Minister and Foreign Minister Pham Binh Minh, head of the Party Central Committee’s Commission for Information and Education Vo Van Thuong who is also head of the central steering committee for external information work, and head of the Party Central Committee’s Economic Commission Nguyen Van Binh, among others.

Addressing the ceremony, Deputy PM and FM Minh congratulated the winners of the award, which, he said, has helped enhance connectivity and coordination between foreign news service units, as well as between domestic and foreign news services.

The 2017 contest’s success has not only reflected the prestige of the award but also affirmed the important role of the external information work in national construction and development, the official said.

He attributed achievements recorded in the country’s foreign affairs in 2017, especially the APEC Year, to contributions of the external information work, including the award.

External information has helped raise trust, consensus and support of people from all walks of life, both at home and abroad, and create an aggregate strength to affirm Vietnam’s prestige and position in the international area, Minh noted.

He urged the external information work, including the award, to keep a close watch on domestic and international situations to serve the interests of the nation.

Via the award, the external information work, should renew form, content and ways to access audience, focusing on foreigners and foreign countries and territories, in an accurate, timely, flexible and suitable manner.

The official also underlined the need to increase information in foreign languages, especially news about the country’s socio-economic development, national sovereignty protection, guidelines and policies, while stepping up the application of information-technology in the work.

More attention should be paid to personnel training, he said, suggesting that the award should be rolled out on a larger scale to promote its prestige.

First launched in 2014, the contest has drawn great attention from both domestic and foreign press organizations, publishers and reporters. The number of entries to the competition has increased through years from 515 works in 10 languages in 2014 to 970 entries in 15 languages in 2016.

The award will continue to be held in 2018, open to Vietnamese and foreign individuals and groups, each of them could submit no more than 7 entries or entry series to the organizing board.

Source: VNA

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ACCA and IMA Reports Largest Increase in Economic Confidence in Q1 2021

April 20, 2021 by ven.vn

The GECS, the largest regular economic survey of more than 1,000 senior accountants and finance professionals from around the world, has consistently captured the true scale of the global recession caused by the coronavirus pandemic, tracking the drop in confidence since the beginning and a new outlook in confidence triggered by the combined effects of vaccines and the fiscal stimulus.

This GECS has recorded the biggest jump in global confidence since the survey began 10 years ago. Between the 2020 Q4 survey conducted last December and the 2021 Q1 survey in March, there has been a significant improvement.

The authors note that the regulatory approval of several highly effective vaccines against COVID-19 and the subsequent introduction of vaccination plans in many countries has put a permanent solution to the health crisis within reach. Activity indicators covering orders, capital spending and employment all increased to some degree in the first quarter of this year – closely mirroring the level of confidence in the last quarter of 2019 before the pandemic struck.

acca and ima reports largest increase in economic confidence in q1 2021

“Having suffered the biggest recession for several decades in 2020, the global economy is on course for a relatively quick rebound,” said Michael Taylor, Chief Economist at ACCA. “The good news is that vaccination plans with continued policy support are on course to lift the global economy out of the COVID abyss this year.”

Raef Lawson, Ph.D., CMA, CPA, IMA vice president of research and policy, noted that the current path to global economic recovery differs from the financial crisis of 2007 to 2009, which resulted in a long period of subdued growth as private sector balance sheets were rebuilt through increased savings.

“This crisis is different as its root cause is health and not economic. For now, global COVID-19 infections are high relative to the vaccination rate, so risks remain significant. But the huge government support provided to both households and companies over the last year leaves both well-placed to resume spending once the health crisis is over. There are likely to be permanent changes in the pattern of spending and other long-term economic consequences of the COVID crisis.” said Lawson.

There are three factors that are heavily influencing economic prospects at present, starting with the rate of vaccinations, which can replace lockdowns to control COVID-19, thereby allowing economic conditions to return to normal. Second are major fiscal stimulus packages, such as in the U.S., which will have positive spill-over effects on other economies. Finally, particularly in advanced economies, significant savings accumulated during periods when spending was severely restricted can be a source of extra demand amid improved economic conditions.

The 2021 Q1 findings also reveal that confidence improved in all regions as did orders, with the exception of Africa. The “fear” indices – concern about customers and suppliers going out of business – showed mixed results in this survey but both remain above long run averages, underlining continued heightened uncertainty. Additionally, near-term cost concerns increased, reflecting higher commodity prices and other costs as the global economy recovers.

Further, the GECS notes that two-thirds of respondents expect higher inflation over the next five years, but there is a marked contrast between regions with North America registering higher inflation expectations than Western Europe.

North America/United States

In North America, the U.S. economy is likely to see economic growth of over 6% this year, in large measure due to fiscal policy, with measures worth around 14% of Gross Domestic Product (GDP) passed since last December. A large proportion of the spending plans in the latest America Rescue Plan are not directly related to COVID relief but are other policies of the new presidential administration. But the funds paid to households are likely to boost growth as they add to accumulated savings of those lower down the income distribution. Total household savings in over and above those that would have occurred anyway are estimated at $1.8 trillion (8% of GDP).

Last year, the U.S. economy shrank by a relatively modest 3.5%, but by the turn of the year, was growing steadily. With a significant portion of the population now vaccinated, the economy was already experiencing a strong upward trajectory even before the latest stimulus.

“Indeed, the U.S. will almost certainly be the first major economy, after China, to regain its pre-pandemic level of output, probably in the second half of this year,” Lawson said. “The risk for U.S. policymakers is that massive fiscal and monetary ease, plus accumulated savings, could boost growth to the extent that overheating and higher inflation becomes a realistic prospect.”

Taylor noted the concern about higher sustained inflation. Amid lockdowns, a collapse of global demand and a drop in commodity prices, inflation plummeted towards zero in many advanced economies and was subdued elsewhere.

“But as the post-pandemic world begins to take shape, there is now a debate about whether inflation is set to move higher, both over the short and medium term,” Taylor said. In the near-term, rising costs will lift inflation rates back towards 2% in many cases.

Fieldwork for the 2021 Q1 survey took place between February 26 and March 11, 2021 and attracted 1,004 responses from ACCA and IMA members, including over 100 CFOs.

ACCA is the global body for professional accountants, offering business-relevant, first-choice qualifications

to people of application, ability and ambition around the world who seek a rewarding career in accountancy,

finance and management. It works through a network of 110 offices and centres and 7,571 Approved

Employers worldwide, and 328 approved learning providers who provide high standards of learning and

development.

ACCA has introduced major innovations to its flagship qualification to ensure its members and future

members continue to be the most valued, up to date and sought-after accountancy professionals globally.

Founded in 1904, ACCA has consistently held unique core values: opportunity, diversity, innovation, integrity

and accountability.

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M&A on cusp of post-COVID-19 surge

April 20, 2021 by www.vir.com.vn

1540 p11 ma on cusp of post covid 19 surge
Global M&A dealmaking has got back its momentum in the first quarter. Photo: Shuttlerstock

According to the first-quarter global review by Refinitiv, a global provider of financial market data, mergers and acquisitions (M&A) activity hit $1.3 trillion globally in the period, an increase of 94 per cent compared to the same period in 2020. Cross-border activity more than doubled and was the strongest opening quarter for cross-border deals on record, with the technology, financial, and industrial sectors accounting for almost half of cross-border M&A.

Meanwhile, an EY Global Capital Confidence Barometer survey of more than 2,400 executives in 52 countries found that over half of corporates are looking to actively pursue M&A in the next 12 months – the highest since 2012 and beating the 11-year average of 44 per cent. In particular, almost half (46 per cent) of corporates expect that Southeast Asia will generate the most growth prospects and opportunities for their organisation in the next three years.

Some big deals in 2020 include the 80 per cent acquisition of Vinhomes’ Grand Park project by Mitsubishi Corporation and Nomura Real Estate; the purchase of 36 per cent stake in construction firm Ecoba by Japan’s Haseko Corporation; and SK Group’s acquisition of 25 per cent stake at pharma group Imexpharm.

Du Vinh Tran, Strategy and Transactions leader at EY Indochina, said that Vietnam is a relatively hot destination for M&A in Southeast Asia. He noted that the robust growth is credited to the government in terms of controlling macro-stability with low interest rates and stable exchange rates. Vietnam’s economy has also transformed strongly for the past 30-plus years. Therefore, the growing trend of M&A is expected to continue into the future.

Last week, SK Group made another big splash by acquiring part of VinCommerce. SK and Masan Group announced the signing of definitive agreements for SK’s acquisition of a 16.26 per cent in VinCommerce for a total cash consideration of $410 million.

Commenting on the deal, Woncheol Park, representative director of SK Southeast Asia Investment said, “We have a strong belief in the potential of Vietnam’s on/off-line retail sector and expect VinCommerce to play a vital role in its modernisation.”

In March, Malaysian-backed TenagaNasional Bhd.’s (TNB) wholly-owned subsidiary TNB Renewables Sdn., Bhd. acquired 39 per cent in a 21.6MW project comprising of five rooftop solar plants in Vietnam from Singapore’s Sunseap Group. This acquisition will serve as a beachhead for TNB to establish a local presence in Vietnam and expand into the rapidly-growing renewable energy and utilities market.

The previous month, SCG Packaging Public Co., Ltd. (SCGP), a subsidiary of Siam City Cement, scooped up a 70 per cent stake in Duy Tan Plastics Manufacturing Corporation. The move is an expansion of SCGP’s rigid plastic packaging business, so it can now provide its customers in Vietnam with a full range of packing products, both polymer and paper-based.

At the start of the year, Singapore’s UOB Asset Management completed the acquisition of all shares of VAM Vietnam Fund Management, according to a statement from the Singaporean asset manager. The deal size was estimated to be nearly $5 million, and the Ho Chi Minh City-based firm will be renamed UOB Asset Management (Vietnam) Fund Management, subject to regulatory approval.

Experts said regulatory changes such as those made to investment-related laws from the start of this year may make the investment procedure somewhat easier. However, the most effective way of stimulating investments from Japan would be to simplify the border entry process for business travellers, as long as the pandemic situation will allow. On the side of the Japanese, it should make every effort to contain the pandemic in order to be allowed to be back in Vietnam as investors.

Meanwhile, Tran Phuong Lan, head of Competition Supervision and Management under the Vietnam Competition and Consumer Authority, cited a study by Euromonitor International showing that Vietnam is the second-most robust M&A market in the world following the US. In the coming years, she said, M&A activity will continue to be strong while at the same time, it also poses risks for potential medium- and large-sized enterprises with specific market share and roles to be taken over.

To better manage M&A activities, she suggested that Vietnam needs a legal framework encouraging more Vietnamese firms to join the M&A market as well as develop policy for commercial and investment banks to support such activities by local companies.

“Vietnam should also strengthen the supervision and control of economic concentration in the fast-growing sectors of textiles and garments, footwear, and electronics for foreign transactions,” she said. “The country needs to establish a frequent consultation mechanism between the Ministry of Planning and Investment and the Ministry of Industry and Trade to build a database on M&A deals with a view to ensure national interests without causing anti-competitive effects in the market.”

By Thanh Van

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