The product offers customers the flexibility to select from different protection options at the same premium, attractive bonuses and an opportunity to invest in the stock and bond markets via investment funds managed by two leading asset managers in Vietnam, VinaCapital and Dragon Capital.
For the first time in the market, at the same premium, customers can select from four options for Death and Total Permanent Disability benefits according to their protection needs. These options include Protection 50, Protection 100, Protection 150, Protection 200; for 50 percent, 100 percent, 150 percent and 200 percent of sum-assured respectively, plus policy account value. Additionally, the customers will also be covered from critical illnesses, hospitalization, accidents… with a range of optional riders.
VITA – Đầu Tư Như Ý also offers best-in-class bonuses. Policyholders are entitled to “Start-up bonus” of up to five percent of annual premium, “Regular bonuses” equivalent to four percent of average account value, and “Special bonus” up to 400 percent of annual premium.
VITA – Đầu Tư Như Ý offers customers the choice to invest in various equity and bond funds in accordance with their risk appetite and the flexibility to adjust their investment plan (fund switch, fund withdrawal, top-up investment, premium holiday, etc.). VITA – Đầu Tư Như Ý also features a unique investment mechanism with four unit-linked funds being managed by the top two leading fund management companies in Vietnam in order to leverage their unique strengths to optimize customers’ investment returns.
In addition to putting emphasis on its product competitiveness and transparency, Generali also pays great attention to making its services “simpler, smarter”. VITA – Đầu Tư Như Ý policyholders can easily manage their policies and conduct most of the transactions such as updating information, making premiums payments, switching funds, submitting claim requests, etc. anytime, anywhere via GenVita. Generali’s customers also get free health consultations with Generali’s experienced doctors via Alo Dr. Gen function and participate in the VITA-Rewards customer loyalty program on GenVita.
Ms. Tina Nguyễn, Generali Vietnam CEO, said: “We are very pleased to celebrate Generali’s 10 th anniversary in Vietnam with the launch of this special product. We are confident that with its great flexibility and competitiveness, VITA – Đầu Tư Như Ý will be well received. Generali will continue to innovate and strive to meet the Vietnamese customers’ evolving demands for protection, saving and investment, as well as excellent customer experience”.